Fast Funding for Growing Businesses

Business Capital
At the Speed
of Growth

Get approved in 5 minutes. Receive funds in 24 hours. No minimum credit score required. SwiftCapital provides flexible financing options that traditional banks can't match.

Business owner
$5B+

Funds Secured

5 Min

Approval Time

50K+

Businesses Helped

24 Hours

Funding Speed

Why Choose SwiftCapital?

We've reimagined business lending for entrepreneurs who can't afford delays

Lightning Fast

Get approved in 5 minutes and receive funds within 24 hours. No waiting weeks for traditional bank approvals.

No Credit Barriers

We look at your business potential, not just your credit score. Alternative underwriting for real businesses.

Flexible Terms

Revenue-based repayment that scales with your business. Pay more when you earn more, less when you need breathing room.

How SwiftCapital Works

Four simple steps to get the capital your business needs

01

Apply Online

Complete our 3-minute application with basic business information

02

Get Approved

Receive personalized loan options within 5 minutes

03

Choose Terms

Select the repayment terms that work best for your budget

04

Receive Funds

Access your capital in as little as 24 hours

Financing Solutions for Every Need

From equipment purchases to working capital, we have the right product for your business

Term Loans
Term Loans
Lump sum capital with fixed repayment terms from 6 months to 5 years
  • $5K - $500K
  • Fixed rates
  • Predictable payments
Lines of Credit
Lines of Credit
Flexible access to funds when you need them, pay interest only on what you use
  • Up to $250K
  • Revolving credit
  • On-demand access
Equipment Financing
Equipment Financing
Purchase business equipment with the equipment itself as collateral
  • 100% financing
  • 2-5 year terms
  • Tax benefits
Merchant Cash Advance
Merchant Cash Advance
Revenue-based funding with automatic daily or weekly repayments
  • Fast approval
  • Revenue-based
  • 3-18 month terms
Invoice Factoring
Invoice Factoring
Convert outstanding invoices into immediate working capital
  • Up to 90% advance
  • Same-day funding
  • No debt
SBA Loans
SBA Loans
Government-backed loans with low rates and long terms for qualified businesses
  • Low rates
  • Long terms
  • Large amounts

What Business Owners Say

Real stories from real entrepreneurs

★★★★★
"SwiftCapital helped us expand to a second location when traditional banks said no. The process was incredibly fast and straightforward."

Sarah Chen

Chen's Bakery

★★★★★
"The revenue-based repayment was a game-changer for our seasonal business. We pay more during busy months and less during slow periods."

Marcus Johnson

Coastal Landscaping

★★★★★
"From application to funding in 36 hours. That's unheard of in business lending. SwiftCapital saved our equipment upgrade project."

Jennifer Martinez

Precision Manufacturing

Frequently Asked Questions

Everything you need to know about SwiftCapital

Ready to Grow Your Business?

Join thousands of businesses that have accelerated their growth with SwiftCapital